6 Credit Cards for Improving a Credit Score
Do you have bad credit? Then the credit cards for people with bad credit listed below are for you. These cards can help to slowly rebuild your bad credit over time if you make payments on time and keep a low credit balance.
Capital One® Secured Mastercard®
This card is accepted at many locations worldwide. However, it does not offer any miles, points, or cash-back. This card does not have an annual fee you can get an initial credit line of $200 against a minimum security deposit. You can easily manage your account online or through the app. This card has a 26.99% variable regular APR.
Self Visa® Credit Card
This card combined with a credit-builder account is good one of the best credit cards for people with bad credit as it helps to build credit and save money. This card also does not require a credit check or credit history. With every on-time monthly payment, you can build your credit history. This credit card is widely accepted across the United States.
Credit One Bank® Visa® Credit Card
This is probably one of the few credit cards for people with bad credit that offers a 1% cash-back rewards on purchases for gas, groceries, and services such as internet charges, mobile phone bills, etc. You can set up alerts by email or text to remind you of payment due dates so that you never miss a payment. You’re also offered protection with the Zero Fraud Liability that is a part of all Credit One Bank accounts. For a small fee, you can customize your card and choose from the wide range of card designs that are available.
Indigo® Platinum Mastercard®
Even if you have a previous bankruptcy claim, you can apply for this credit card. Listed among the credit cards for people with bad credit this card is accepted at over 35 million locations globally and protects you from fraud if your card is lost or stolen. The card has a fixed regular APR of 24.90%.
Milestone® Gold Mastercard®
With an annual fee that can range from $35 to $99, this card has a quick and easy pre-qualification process that does not impact your credit score. You can choose the design of your card and access your account online free.
First Access Visa® Credit Card
Issued by The Bank of Missouri this card has a $300 credit limit. You can fill in an easy and secure online application. If you require a credit card quickly you can opt for Expedited Processing by paying a small fee.
There are plenty of credit cards for people with bad credit, you can go through and compare the terms and charges before you choose one that best suits your needs.